Attention homeowners: Real estate appraisal services for in Colton and San Bernardino County
The top seven reasons California homeowners order from Graham Enterprises:
At Graham Enterprises, we understand the unique needs of a homeowner in need of appraisal services. Our regular business clients understand the appraisal process and the standard documents we provide. Being a regular consumer that probably doesn't look at appraisals on a regular basis, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Graham Enterprises will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Challenge San Bernardino County's assessment of your propertyLet's say you live in an area that is going down -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting a professional appraisal from Graham Enterprises is your best weapon when contesting your property tax assessment.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're qualified in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. An efficient appraisal from Graham Enterprises can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you'd like to have a seasoned expert double-check it for efficiency or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Graham Enterprises offers field reviews where we go out and check the subject and comps in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Graham Enterprises can help you with that. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.